/* ========================================
   FINANSUL - Stylesheet Principal
   ======================================== */

/* Reset e Base */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    /* Cores Principais */
    --primary-blue: #1e3a8a;
    --primary-blue-light: #2563eb;
    --primary-blue-dark: #1e40af;
    --primary-green: #059669;
    --primary-green-light: #10b981;
    --primary-green-dark: #047857;
    
    /* Cores Neutras */
    --white: #ffffff;
    --gray-50: #f8fafc;
    --gray-100: #f1f5f9;
    --gray-200: #e2e8f0;
    --gray-300: #cbd5e1;
    --gray-400: #94a3b8;
    --gray-500: #64748b;
    --gray-600: #475569;
    --gray-700: #334155;
    --gray-800: #1e293b;
    --gray-900: #0f172a;
    
    /* Cores de Suporte */
    --success: #10b981;
    --warning: #f59e0b;
    --error: #ef4444;
    --info: #3b82f6;
    
    /* Sombras */
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
    
    /* Espaçamentos */
    --spacing-xs: 0.5rem;
    --spacing-sm: 1rem;
    --spacing-md: 1.5rem;
    --spacing-lg: 2rem;
    --spacing-xl: 3rem;
    --spacing-2xl: 4rem;
    
    /* Bordas */
    --radius-sm: 0.375rem;
    --radius-md: 0.5rem;
    --radius-lg: 0.75rem;
    --radius-xl: 1rem;
    
    /* Transições */
    --transition-fast: 150ms ease;
    --transition-base: 200ms ease;
    --transition-slow: 300ms ease;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    line-height: 1.6;
    color: var(--gray-800);
    background-color: var(--white);
    overflow-x: hidden;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 var(--spacing-md);
}

/* ========================================
   HEADER & NAVEGAÇÃO
   ======================================== */

#header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    background: var(--white);
    box-shadow: var(--shadow-md);
    z-index: 1000;
    transition: all var(--transition-base);
}

.navbar {
    padding: var(--spacing-sm) 0;
}

.nav-wrapper {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: var(--spacing-lg);
}

.logo a {
    display: flex;
    align-items: center;
    gap: var(--spacing-xs);
    text-decoration: none;
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--primary-blue);
    transition: color var(--transition-base);
}

.logo a:hover {
    color: var(--primary-blue-light);
}

.logo i {
    font-size: 2rem;
    color: var(--primary-green);
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: var(--spacing-lg);
}

.nav-link {
    text-decoration: none;
    color: var(--gray-700);
    font-weight: 500;
    padding: var(--spacing-xs) var(--spacing-sm);
    border-radius: var(--radius-md);
    transition: all var(--transition-base);
    position: relative;
}

.nav-link:hover {
    color: var(--primary-blue);
    background-color: var(--gray-100);
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 0;
    height: 2px;
    background: var(--primary-green);
    transition: width var(--transition-base);
}

.nav-link:hover::after {
    width: 80%;
}

.menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: var(--spacing-xs);
}

.menu-toggle span {
    width: 25px;
    height: 3px;
    background: var(--primary-blue);
    border-radius: 3px;
    transition: all var(--transition-base);
}

.btn-header {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-xs);
}

/* ========================================
   BOTÕES
   ======================================== */

.btn {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-xs);
    padding: 0.75rem 1.5rem;
    border: none;
    border-radius: var(--radius-md);
    font-size: 1rem;
    font-weight: 600;
    text-decoration: none;
    cursor: pointer;
    transition: all var(--transition-base);
    text-align: center;
    justify-content: center;
}

.btn-primary {
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-blue-light) 100%);
    color: var(--white);
}

.btn-primary:hover {
    background: linear-gradient(135deg, var(--primary-blue-dark) 0%, var(--primary-blue) 100%);
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.btn-secondary {
    background: var(--white);
    color: var(--primary-blue);
    border: 2px solid var(--primary-blue);
}

.btn-secondary:hover {
    background: var(--primary-blue);
    color: var(--white);
}

.btn-large {
    padding: 1rem 2rem;
    font-size: 1.1rem;
}

.btn-submit {
    width: 100%;
    padding: 1.25rem;
    font-size: 1.2rem;
}

/* ========================================
   HERO SECTION
   ======================================== */

.hero {
    position: relative;
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-blue-light) 100%);
    color: var(--white);
    padding: 8rem 0 6rem;
    margin-top: 70px;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg width="100" height="100" xmlns="http://www.w3.org/2000/svg"><circle cx="50" cy="50" r="2" fill="rgba(255,255,255,0.1)"/></svg>');
    opacity: 0.3;
}

.hero-content {
    position: relative;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-2xl);
    align-items: center;
}

.hero-text {
    z-index: 2;
}

.badge {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-xs);
    background: rgba(255, 255, 255, 0.2);
    backdrop-filter: blur(10px);
    padding: 0.5rem 1rem;
    border-radius: 2rem;
    font-size: 0.9rem;
    font-weight: 600;
    margin-bottom: var(--spacing-md);
}

.hero-title {
    font-size: 3rem;
    font-weight: 900;
    line-height: 1.2;
    margin-bottom: var(--spacing-md);
    text-shadow: 0 2px 4px rgba(0, 0, 0, 0.1);
}

.hero-subtitle {
    font-size: 1.25rem;
    line-height: 1.6;
    margin-bottom: var(--spacing-lg);
    opacity: 0.95;
}

.hero-features {
    display: flex;
    flex-wrap: wrap;
    gap: var(--spacing-md);
    margin-bottom: var(--spacing-xl);
}

.hero-feature {
    display: flex;
    align-items: center;
    gap: var(--spacing-xs);
    font-weight: 500;
}

.hero-feature i {
    color: var(--primary-green-light);
    font-size: 1.2rem;
}

.hero-buttons {
    display: flex;
    flex-wrap: wrap;
    gap: var(--spacing-md);
}

.hero-image {
    position: relative;
    z-index: 2;
}

.hero-image-wrapper {
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    border-radius: var(--radius-xl);
    padding: var(--spacing-2xl);
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: var(--shadow-xl);
}

.hero-image-wrapper i {
    font-size: 15rem;
    color: rgba(255, 255, 255, 0.8);
}

.hero-wave {
    position: absolute;
    bottom: 0;
    left: 0;
    width: 100%;
    overflow: hidden;
    line-height: 0;
}

.hero-wave svg {
    position: relative;
    display: block;
    width: calc(100% + 1.3px);
    height: 60px;
    fill: var(--white);
}

/* ========================================
   SEÇÕES GERAIS
   ======================================== */

section {
    padding: var(--spacing-2xl) 0;
}

.section-header {
    text-align: center;
    margin-bottom: var(--spacing-2xl);
}

.section-title {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--gray-900);
    margin-bottom: var(--spacing-sm);
}

.section-subtitle {
    font-size: 1.2rem;
    color: var(--gray-600);
    max-width: 600px;
    margin: 0 auto;
}

/* ========================================
   BENEFÍCIOS
   ======================================== */

.benefits {
    background: var(--gray-50);
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: var(--spacing-lg);
}

.benefit-card {
    background: var(--white);
    padding: var(--spacing-xl);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
    transition: all var(--transition-base);
    text-align: center;
}

.benefit-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-xl);
}

.benefit-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, var(--primary-blue-light) 0%, var(--primary-green) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto var(--spacing-md);
}

.benefit-icon i {
    font-size: 2.5rem;
    color: var(--white);
}

.benefit-card h3 {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: var(--spacing-sm);
}

.benefit-card p {
    color: var(--gray-600);
    line-height: 1.6;
}

/* ========================================
   COMO FUNCIONA
   ======================================== */

.how-it-works {
    background: var(--white);
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: var(--spacing-md);
    align-items: center;
}

.step-card {
    position: relative;
    background: var(--gray-50);
    padding: var(--spacing-xl);
    border-radius: var(--radius-lg);
    text-align: center;
    transition: all var(--transition-base);
}

.step-card:hover {
    background: var(--white);
    box-shadow: var(--shadow-lg);
}

.step-number {
    position: absolute;
    top: -15px;
    left: 50%;
    transform: translateX(-50%);
    width: 40px;
    height: 40px;
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-green) 100%);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 1.2rem;
}

.step-icon {
    margin: var(--spacing-md) auto;
}

.step-icon i {
    font-size: 3rem;
    color: var(--primary-blue);
}

.step-card h3 {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: var(--spacing-xs);
}

.step-card p {
    color: var(--gray-600);
    font-size: 0.95rem;
}

.step-arrow {
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary-green);
    font-size: 1.5rem;
}

/* ========================================
   FORMULÁRIO
   ======================================== */

.credit-form-section {
    background: linear-gradient(135deg, var(--gray-50) 0%, var(--white) 100%);
}

.form-wrapper {
    max-width: 900px;
    margin: 0 auto;
    background: var(--white);
    padding: var(--spacing-2xl);
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-xl);
}

.form-header {
    text-align: center;
    margin-bottom: var(--spacing-xl);
}

.form-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-green) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto var(--spacing-md);
}

.form-icon i {
    font-size: 2.5rem;
    color: var(--white);
}

.form-header h2 {
    font-size: 2rem;
    font-weight: 800;
    color: var(--gray-900);
    margin-bottom: var(--spacing-xs);
}

.form-header p {
    color: var(--gray-600);
    font-size: 1.1rem;
}

.form-badge {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-xs);
    background: var(--success);
    color: var(--white);
    padding: 0.5rem 1rem;
    border-radius: 2rem;
    font-size: 0.9rem;
    font-weight: 600;
    margin-top: var(--spacing-md);
}

.credit-form {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-md);
}

.form-row {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: var(--spacing-md);
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-xs);
}

.form-group.full-width {
    grid-column: 1 / -1;
}

.form-group label {
    font-weight: 600;
    color: var(--gray-700);
    font-size: 0.95rem;
}

.form-group input,
.form-group select,
.form-group textarea {
    padding: 0.75rem 1rem;
    border: 2px solid var(--gray-300);
    border-radius: var(--radius-md);
    font-size: 1rem;
    font-family: inherit;
    transition: all var(--transition-base);
    background: var(--white);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--primary-blue);
    box-shadow: 0 0 0 3px rgba(30, 58, 138, 0.1);
}

.form-group textarea {
    resize: vertical;
    min-height: 100px;
}

.form-checkbox {
    display: flex;
    align-items: flex-start;
    gap: var(--spacing-sm);
    margin: var(--spacing-md) 0;
}

.form-checkbox input[type="checkbox"] {
    width: 20px;
    height: 20px;
    margin-top: 2px;
    cursor: pointer;
}

.form-checkbox label {
    color: var(--gray-700);
    font-size: 0.95rem;
    cursor: pointer;
}

.form-note {
    text-align: center;
    color: var(--gray-600);
    font-size: 0.9rem;
    margin-top: var(--spacing-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    gap: var(--spacing-xs);
}

/* ========================================
   DEPOIMENTOS
   ======================================== */

.testimonials {
    background: var(--gray-50);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: var(--spacing-lg);
}

.testimonial-card {
    background: var(--white);
    padding: var(--spacing-xl);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
    transition: all var(--transition-base);
}

.testimonial-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-xl);
}

.testimonial-header {
    display: flex;
    align-items: center;
    gap: var(--spacing-md);
    margin-bottom: var(--spacing-md);
}

.testimonial-avatar {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, var(--primary-blue-light) 0%, var(--primary-green) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.testimonial-avatar i {
    font-size: 1.5rem;
    color: var(--white);
}

.testimonial-info h4 {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--gray-900);
}

.testimonial-info p {
    font-size: 0.9rem;
    color: var(--gray-600);
}

.testimonial-rating {
    display: flex;
    gap: 0.25rem;
    margin-bottom: var(--spacing-md);
}

.testimonial-rating i {
    color: #fbbf24;
    font-size: 1rem;
}

.testimonial-text {
    color: var(--gray-700);
    line-height: 1.6;
    margin-bottom: var(--spacing-md);
}

.testimonial-date {
    font-size: 0.85rem;
    color: var(--gray-500);
    font-style: italic;
}

/* ========================================
   PERFIS ATENDIDOS
   ======================================== */

.profiles {
    background: var(--white);
}

.profiles-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: var(--spacing-lg);
}

.profile-card {
    background: var(--gray-50);
    padding: var(--spacing-lg);
    border-radius: var(--radius-lg);
    text-align: center;
    transition: all var(--transition-base);
    border: 2px solid transparent;
}

.profile-card:hover {
    border-color: var(--primary-blue);
    background: var(--white);
    box-shadow: var(--shadow-lg);
}

.profile-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-green) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto var(--spacing-md);
}

.profile-icon i {
    font-size: 2rem;
    color: var(--white);
}

.profile-card h3 {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: var(--spacing-xs);
}

.profile-card p {
    font-size: 0.9rem;
    color: var(--gray-600);
}

/* ========================================
   TAXAS E CONDIÇÕES
   ======================================== */

.rates {
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-blue-light) 100%);
    color: var(--white);
}

.rates .section-title,
.rates .section-subtitle {
    color: var(--white);
}

.rates-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: var(--spacing-lg);
    margin-top: var(--spacing-xl);
}

.rate-card {
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    padding: var(--spacing-xl);
    border-radius: var(--radius-lg);
    text-align: center;
    border: 2px solid rgba(255, 255, 255, 0.2);
    transition: all var(--transition-base);
}

.rate-card:hover {
    background: rgba(255, 255, 255, 0.15);
    transform: translateY(-5px);
}

.rate-card.highlight {
    background: var(--white);
    color: var(--gray-900);
}

.rate-card.highlight .rate-icon {
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-green) 100%);
}

.rate-card.highlight .rate-icon i {
    color: var(--white);
}

.rate-icon {
    width: 70px;
    height: 70px;
    background: rgba(255, 255, 255, 0.2);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto var(--spacing-md);
}

.rate-icon i {
    font-size: 2rem;
    color: var(--white);
}

.rate-card h3 {
    font-size: 1.1rem;
    font-weight: 600;
    margin-bottom: var(--spacing-sm);
}

.rate-value {
    font-size: 3rem;
    font-weight: 900;
    margin: var(--spacing-sm) 0;
}

.rate-range {
    font-size: 1.5rem;
    font-weight: 700;
    margin: var(--spacing-sm) 0;
}

.rate-card p {
    font-size: 0.95rem;
    opacity: 0.9;
}

/* ========================================
   DIFERENCIAIS
   ======================================== */

.differentials {
    background: var(--gray-50);
}

.differentials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: var(--spacing-lg);
}

.differential-card {
    background: var(--white);
    padding: var(--spacing-xl);
    border-radius: var(--radius-lg);
    text-align: center;
    box-shadow: var(--shadow-md);
    transition: all var(--transition-base);
}

.differential-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-xl);
}

.differential-icon {
    width: 70px;
    height: 70px;
    background: linear-gradient(135deg, var(--primary-blue-light) 0%, var(--primary-green) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto var(--spacing-md);
}

.differential-icon i {
    font-size: 2rem;
    color: var(--white);
}

.differential-card h3 {
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: var(--spacing-xs);
}

.differential-card p {
    color: var(--gray-600);
    font-size: 0.95rem;
}

/* ========================================
   FOOTER
   ======================================== */

.footer {
    background: var(--gray-900);
    color: var(--gray-300);
    padding: var(--spacing-2xl) 0 var(--spacing-md);
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: var(--spacing-xl);
    margin-bottom: var(--spacing-xl);
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: var(--spacing-xs);
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--white);
    margin-bottom: var(--spacing-md);
}

.footer-logo i {
    font-size: 2rem;
    color: var(--primary-green);
}

.footer-description {
    color: var(--gray-400);
    line-height: 1.6;
    margin-bottom: var(--spacing-md);
}

.footer-social {
    display: flex;
    gap: var(--spacing-sm);
}

.social-link {
    width: 40px;
    height: 40px;
    background: var(--gray-800);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    transition: all var(--transition-base);
}

.social-link:hover {
    background: var(--primary-blue);
    transform: translateY(-3px);
}

.footer-col h3 {
    color: var(--white);
    font-size: 1.2rem;
    font-weight: 700;
    margin-bottom: var(--spacing-md);
}

.footer-links {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: var(--spacing-xs);
}

.footer-links a {
    color: var(--gray-400);
    text-decoration: none;
    transition: color var(--transition-base);
}

.footer-links a:hover {
    color: var(--primary-green);
}

.footer-contact {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: var(--spacing-sm);
}

.footer-contact li {
    display: flex;
    align-items: flex-start;
    gap: var(--spacing-sm);
    color: var(--gray-400);
}

.footer-contact i {
    color: var(--primary-green);
    margin-top: 2px;
}

.footer-contact a {
    color: var(--gray-400);
    text-decoration: none;
    transition: color var(--transition-base);
}

.footer-contact a:hover {
    color: var(--primary-green);
}

.footer-bottom {
    border-top: 1px solid var(--gray-800);
    padding-top: var(--spacing-md);
    margin-top: var(--spacing-xl);
    display: flex;
    flex-direction: column;
    gap: var(--spacing-sm);
    text-align: center;
}

.footer-company {
    color: var(--gray-400);
    font-size: 0.9rem;
}

.footer-copyright {
    color: var(--gray-500);
    font-size: 0.85rem;
}

/* ========================================
   MODAL
   ======================================== */

.modal {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(0, 0, 0, 0.7);
    z-index: 10000;
    align-items: center;
    justify-content: center;
    padding: var(--spacing-md);
}

.modal.active {
    display: flex;
}

.modal-content {
    background: var(--white);
    padding: var(--spacing-2xl);
    border-radius: var(--radius-xl);
    max-width: 500px;
    text-align: center;
    box-shadow: var(--shadow-xl);
}

.modal-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--primary-green) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto var(--spacing-md);
}

.modal-icon i {
    font-size: 2.5rem;
    color: var(--white);
}

.modal-content h3 {
    font-size: 1.8rem;
    font-weight: 800;
    color: var(--gray-900);
    margin-bottom: var(--spacing-md);
}

.modal-content p {
    color: var(--gray-600);
    line-height: 1.6;
    margin-bottom: var(--spacing-xl);
}

/* ========================================
   RESPONSIVIDADE
   ======================================== */

@media (max-width: 1024px) {
    .hero-content {
        grid-template-columns: 1fr;
        gap: var(--spacing-xl);
    }
    
    .hero-image {
        display: none;
    }
    
    .hero-title {
        font-size: 2.5rem;
    }
    
    .step-arrow {
        display: none;
    }
    
    .steps-grid {
        grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    }
}

@media (max-width: 768px) {
    .menu-toggle {
        display: flex;
    }
    
    .nav-menu {
        position: fixed;
        top: 70px;
        left: -100%;
        width: 100%;
        height: calc(100vh - 70px);
        background: var(--white);
        flex-direction: column;
        padding: var(--spacing-xl);
        box-shadow: var(--shadow-lg);
        transition: left var(--transition-slow);
    }
    
    .nav-menu.active {
        left: 0;
    }
    
    .btn-header {
        display: none;
    }
    
    .hero {
        padding: 6rem 0 4rem;
    }
    
    .hero-title {
        font-size: 2rem;
    }
    
    .hero-subtitle {
        font-size: 1rem;
    }
    
    .hero-buttons {
        flex-direction: column;
    }
    
    .btn-large {
        width: 100%;
    }
    
    .section-title {
        font-size: 2rem;
    }
    
    .section-subtitle {
        font-size: 1rem;
    }
    
    .benefits-grid,
    .testimonials-grid,
    .profiles-grid,
    .differentials-grid {
        grid-template-columns: 1fr;
    }
    
    .form-wrapper {
        padding: var(--spacing-lg);
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .footer-content {
        grid-template-columns: 1fr;
    }
    
    .rate-value {
        font-size: 2.5rem;
    }
}

@media (max-width: 480px) {
    .hero-title {
        font-size: 1.75rem;
    }
    
    .hero-features {
        flex-direction: column;
        align-items: flex-start;
    }
    
    .section-title {
        font-size: 1.75rem;
    }
    
    .benefit-card,
    .testimonial-card,
    .differential-card {
        padding: var(--spacing-md);
    }
    
    .form-header h2 {
        font-size: 1.5rem;
    }
    
    .hero-image-wrapper i {
        font-size: 8rem;
    }
}

/* ========================================
   ANIMAÇÕES
   ======================================== */

@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.fade-in-up {
    animation: fadeInUp 0.6s ease-out;
}

/* Scroll suave para todos os links âncora */
a[href^="#"] {
    scroll-behavior: smooth;
}

/* Estados de validação do formulário */
.form-group input:invalid:not(:placeholder-shown),
.form-group select:invalid:not(:placeholder-shown),
.form-group textarea:invalid:not(:placeholder-shown) {
    border-color: var(--error);
}

.form-group input:valid:not(:placeholder-shown),
.form-group select:valid:not(:placeholder-shown),
.form-group textarea:valid:not(:placeholder-shown) {
    border-color: var(--success);
}

/* Loading state */
.btn.loading {
    opacity: 0.7;
    cursor: not-allowed;
    pointer-events: none;
}

.btn.loading::after {
    content: '';
    width: 16px;
    height: 16px;
    border: 2px solid var(--white);
    border-top-color: transparent;
    border-radius: 50%;
    display: inline-block;
    animation: spin 0.6s linear infinite;
    margin-left: var(--spacing-xs);
}

@keyframes spin {
    to {
        transform: rotate(360deg);
    }
}